4.8 Google Reviews

Easy Vehicle finance.

Whether you’re buying your first car, upgrading your vehicle, expanding your fleet, or starting a new business, Onyx Capital makes it simple and affordable.

✅  Vehicle loan options from 50+ Lenders

✅  Expert Guidance from start to finish

✅  No impact on credit score

Get a free quote

Prefer to talk to someone? 

Call 1300 866 566

50+ vehicle loan providers

We quickly match and compare you with our approved lending partners

Keeping homes and businesses comfortable with expert AC & heating installation. Reliable. Efficient. Trusted.

4,8 Google Reviews

98%

Customer satisfaction

15+

Years of experience

$3M+

Systems installed

10K+

Happy customers

Simple Vehicle Finance in 1 - 2 - 3 Done.

We specialize in tailored vehicle finance solutions designed for speed, simplicity, and affordability. Whether you're buying your first car, upgrading your ride, expanding your fleet, or starting a new business, we make the process hassle-free so you can hit the road with confidence.

Get a free quote

Tell us about your vehicle or business needs — we’ll provide a fast, obligation-free finance estimate.

Secure your approval

Low-doc options available. We’ll guide you through a simple, stress-free process to get you approved quickly.

Drive away with ease

Enjoy affordable repayments, flexible terms, and the freedom of being on the road sooner.

Our Vehicle Finance Services

Car Finance

Whether it’s your first car or an upgrade, we make owning your dream vehicle simple and affordable.


Truck Finance

First-Time Buyer Finance

Fleet & Business Vehicle Finance

Machinery & Equipment Finance

Trade Vehicle Finance

Our Latest Work

Check out our latest projects and jobs from the tri-state area. We’re proud of every single one.

What Our Clients Say

Don’t take it from us. See what some of our customers have to say about the process.

“Made the whole process stress-free.”

“I was nervous about applying for finance, but Onyx Capital guided me through every step. Approval was fast, and I was driving my new ute within days. Couldn’t be happier.”

— Daniel K., Melbourne

“Straightforward and honest.”

“No hidden fees, no confusing jargon. Just clear options and a team that genuinely wanted to help me get the best deal for my business vehicle.”

— Sarah M., Geelong

“Fast approval, great support.”

“I needed a truck for my contracting business and was approved quicker than I expected. The repayment plan is affordable and works perfectly for my cash flow.”

— Michael T., Ballarat

“They really listened to my needs.”

“As a first-time car buyer, I had a lot of questions. The team at Onyx Capital explained everything clearly and found me a finance option that suited my budget. Highly recommend.”

— Emily R., Bendigo

Get free expert advice on financing your next vehicle. Finance made easy.

Our experts will help you figure out the cheapest vehicle loans available for your financial situation.